We believe in answering your financial questions with real and honest answers. We care about you and your future. That’s why when you come into our offices for any of our financial services, we sit down with you and talk through your financial goals, needs, and concerns to help build a retirement strategy that works for you. Some of the services that we provide include:
A proper retirement plan should include estate planning. Everyone has stuff; either a little or a lot. Making a plan in advance and naming who you want to receive your things after you pass is a portion of estate planning. However, good estate planning is much more than that.
How should you pursue the issue of joint ownership on your assets? Every client is different, and we look at each case to give the best potential directions we can give. We can help you know the legal implications of joint ownership and avoid unintentional disinheriting.
We offer retirement strategies that can help you know when to start retirement activities, like taking your Social Security income. Many people say 62, but for most, that can reduce your total benefits by $50,000 to $180,000 or more over your lifetime! Integrity Retirement Solutions has advanced software to help calculate hundreds of potential variables to tell you how to plan and optimize your benefits.
Inheritance taxes, sometimes called death taxes, can be optional if planned for ahead of time. Typically, there are rules that prohibit “death bed transfers.” However, if the transfer of wealth is planned, and action is taken at least one year before death, you can significantly reduce or eliminate inheritance or death taxes.